If you have plans to get engaged soon, you undoubtedly are thinking about what sort of ring you want. Buying a ring is arguably one of the most important steps in wedding preparations, perhaps second only to actually popping the question. However, there are so many different ring styles, prices, and types that it can be difficult to find one that's right for you. If you're looking for an engagement ring, here are three steps to getting the perfect one.

Have a Vision
The first step to getting your perfect engagement ring is to have a vision in mind. If you don't know what you want your dream ring to look like, shopping for one will be far harder than it needs to be. Before you ever step into a jewelry store with your credit card out, look on wedding sites and Pinterest boards to get a broad idea of what's available. Whether you want something unique like a green diamond or a classic cushion cut diamond, you should have an idea of your perfect stone.

Along with knowing what type of stone you want, you should know what type of metal you want the ring to be. There are different colors of gold available, as well as alternate metals like silver or platinum. Depending on what metal you choose, the budget and maintenance for your engagement ring will vary. Whether you want a vintage ring or something modern, you should have an idea of your dream ring.

Curate Your Budget
The next step to finding your perfect engagement ring is to curate your budget. It's no secret that rings are an investment. Because they tend to be pricey, you need to consider how much you can reasonably spend on a stone and band. If you can't afford a lavish ring, don't buy one.

Similarly, don't hesitate to look for cheaper materials. For instance, cubic zirconia or sterling silver substitutes can save you thousands of dollars without skimping on looks. Have a talk with your soon-to-be spouse and set up a budget for your rings, then choose alternatives as necessary.

Many jewelry stores offer financing plans for rings. When you go for a consultation, don't be afraid to ask about their credit plans or layaway options. If you can spread out smaller payments, you may be able to afford a nicer ring for your fiance.

Choose a Retailer
Your final step to finding the perfect engagement ring is to choose a retailer. There are multiple places to buy a ring. You can find them at independent fine jewelry stores, department stores like Macy's, antique stores, pawn shops, and even the occasional gas station. Each of these retailers will have its own pros and cons, so you need to choose the right one for your individual situation.

For instance, one retailer might have a style you prefer, but not offer to finance. Another may have a similar style for a couple hundred dollars more, but a great financing plan. If you commit to the first engagement ring you see, there's a chance you could miss out on a deal that makes your wedding planning go far smoother. If you want to make your purchase easier on your wallet, don't hesitate to shop around.

Another component to choosing a jeweler is their ratings. If you're buying a ring with a stone, you don't want to risk being sold a fake. Before you make a purchase, make sure the retailer you're buying from is reputable and trustworthy. Do they have good customer ratings? Are their stones certified? Do the associates know their information well? Each of these questions will help you find the best retailer for you, allowing you to make well-informed decisions about your engagement ring.

In conclusion, buying an engagement ring shouldn't be too stressful. With these three tips, you can find the perfect ring for you and your fiance, giving you a great first step on the way to happily ever after.