While injuries can occur at any time and anywhere, the time to recover the losses may be more than your expectations. An accident can change your life in a few minutes and you will take ages to recollect your time. Whether the accident has occurred on the road or at the safest place like your office, you will need to contact injury attorneys at Sattiraju & Tharney so that you can get justice without fail. Depending on the facts of the case, he can give a fair idea of whether you will win the case.

Filing a lawsuit

In the event of failed negotiations with the insurance company, your lawyer may suggest filing a lawsuit. You should understand the merits and demerits of filing the case so that you can discuss them with your lawyer.

Advantages of filing a lawsuit

• In general, the award received in a personal injury lawsuit is more than the amount offered by the insurance company or another party. That’s why, when your lawyer believes that you are getting a lesser amount, he may decide to file a lawsuit.
• Even if the lawsuit is filed in court, both parties still have a chance to settle the case outside court. Many a time, the defendant opts for a settlement to save time and effort taken in court.
• If the insurance company has refused to pay you a fair amount because of some lame excuses, filing a lawsuit may be your last resort. However, you need to ensure that you have enough proof showing your eligibility.

Disadvantages of filing a lawsuit

• Your lawyer may take several months to wrap up the case. Since he may be busy with other cases, he will send his juniors to court, who may not be as efficient as he is. It may affect your case in a worse manner.
• Generally, the time taken in court is more than the settlement. If you are in need of money urgently because you need to pay for your medical bills, you can decide to accept what the insurance company is willing to pay.
• You cannot rule out the possibility of getting rejected in court after many months or even years.
• Even if your case is based on the contingency payment structure, you will end up paying more to your lawyer.

After assessing the above-mentioned pros and cons, you should make the right choice and discuss them with your lawyer.