The state legislation, which establishes standards for evaluating culpability, liability, and damages reimbursement, governs car accident laws in Seattle. To learn more about a specific case, reach out to a
Seattle personal injury attorney. Here are some essential elements of Seattle's regulations on auto accidents:
Damages:
You may be able to seek compensation in a car accident case for a variety of losses, including medical bills, lost wages, pain and suffering, property damage, lost earning capacity, loss of enjoyment of life, and in cases of wrongful death, costs for medical care, funeral expenses, and lost income.
Seattle Personal injury protection insurance:
Due to the no-fault system in the state, drivers in Seattle are obliged to have personal injury protection (PIP) insurance. PIP insurance pays for lost earnings and medical costs, regardless of culpability. Drivers may file a claim with the negligent driver's insurance if damages are greater than the PIP cap. After an accident, Seattle has standards for PIP insurance coverage and quantities.
Minimum coverage and limits:
Drivers in Seattle are required to carry personal injury protection (PIP) coverage that is at least $10,000. The driver and any passengers who don't have PIP insurance are also covered.
Up to the policy maximum, PIP insurance pays up to 80% of medical costs and 60% of lost income. The remaining 20% of medical costs and 40% of lost pay are covered by the driver's health or disability insurance.
You must file a claim for PIP insurance benefits and receive medical attention within 14 days of the event. If you don't, you risk losing your ability to get PIP compensation.
Statute of limitations:
Typically, an automobile accident lawsuit must be filed within four years following the collision in order to be valid. The right to pursue damages for injuries and losses may be lost if this deadline is missed.
What are the exemptions?
Motorcycle riders and drivers with DUI convictions are exempt from the rule, although they would require supplementary liability insurance to cover accident-related costs.
Final thoughts:
Seattle uses a system of pure comparative negligence, where each motorist is given a share of the blame for the collision. Based on the driver's percentage of fault, compensation is lowered. Consult a qualified car accident attorney in Seattle right away who can explain your legal rights and options if you're in a vehicle accident.